A SELF INVESTED PENSION PLAN

At SIPP we consider ourselves one of the leading Pension and Investment resources in the UK. We can provide both information and advice and continually strive to bring you the best service available in this sector. We have many years experience in the field, and you can rest assured that all the information we provide is unbiased and given obligation free.
Many other SIPP websites claim to be experts but rarely do they have true qualifications or expertise to back up this claim। We have an established track record of excellence and are confident that we can help you.

Is a SIPP Suitable for Me?A SIPP is suitable if:
You have a minimum fund of £25,000
You are looking for flexibility and control of investment
You are looking for flexibility of drawing benefits
You are looking for bespoke advice
You are willing to accept a higher level of investment risk
You are willing to accept a higher level of charges
Depending upon certain circumstances, SIPPS may be right for particular death benefits. Flexibility of death benefits for:
Single people
Couples with spouses or dependents
Deferred decision on retirement and death benefits
Information
A self invested pension plan (SIPP) is essentially a pension wrapper that is capable of holding investments and providing you with tax efficient savings for when you retire. You can access these benefits in stages allowing you the flexibility to leave some of the fund invested to continue growing.
You can make either a regular payment into your SIPP or a single payment and can transfer one or more other pension arrangement into it. Any money from existing pension funds can be transferred into your SIPP free of tax but you may be charged an administration fee so make sure that you factor this in when doing so. If you are currently employed then your employer may also make contributions to your SIPP.
From April 2006 it became possible to pay up to £215,000 into a SIPP each year which should increase to £255,000 by 2010. Many will earn less then this and in these cases the most you will be able to pay in will be limited to your gross pensionable income. You should also be aware that this money will be tax free.
There is a maximum amount that you can borrow and this is 50 per cent of the value of the fund.
It is important to note that anyone wishing to take out a SIPP needs to be domiciled in the UK and under the age of 75.